PREPARATORY QUESTIONS

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BANKING/FINANCIAL KNOWLEDGE

PREPARATORY SET-98

Direction (Qs.1-20): Read the following questions carefully and choose your answer from the given five options.

 

Question No : 1

Increase in bank rate is generally followed by ____

(1) An increase in market rates of interest

(2) A fall in market rates of interest

(3) A rise only in the deposit rates but not lending rates

(4) A rise only in the lending rates

(5) None of thes

Question No : 2

Which of the following is NOT one of the departments of the Ministry of Finance in India?

(1) Economic Affairs

(2) Expenditure

(3) Revenue

(4) Social Justice

(5) Disinvestment

Question No : 3

Teachers Day is celebrated on the Birthday of ______

(1) Jawaharlal Nehru

(2) S.Radha Krishnan

(3) Indira Gandhi

(4) Rajendra Prasad

(5) Mahatma Gandhi

Question No : 4

Which of the following is a Banking Term?

(1) Blue Book

(2) Embargo

(3) Writ

(4) Real Time Gross settlement

(5) Blockade

Question No : 5

The leading producer of soybean in India is ____

(1) Chhattisgarh

(2) Madhya Pradesh

(3) Maharashtra

(4) Uttar Pradesh

(5) None of these

Question No : 6

As we know commercial banks accept deposits from the public. What do banks do with this money?

(1) This is a type of credit creation. Bank gives this on loan

(2) This is an income for the bank

(3) Banks give this money directly to the govt. for developmental projects.

(4) This money is deposited with the RBI who in turn gives some interest on it to banks.

(5) All of these

Question No : 7

Which of the following is NOT a type of cheque issued by an individual?

(1) Bearer cheque

(2) Order cheque

(3) Crossed cheque

(4) Savings cheque

(5) Post dated cheque

Question No : 8

The man who rides the horse in a horse race is called ______.

(1) Punter

(2) Jockey

(3) Gully

(4) Bunker

(5) Chinaman

Question No : 9

RBI has advised banks to plan to establish banking services at all villages having a population of 2000 or more. This directive issued by the RBI will fall in which of the following categories?

(1) Plan for Financial Inclusion

(2) To provide Relief Packages to the Farmers 

(3) Plan for opening more branches

(4) To provide housing loans to villagers

(5) None of these

Question No : 10

India is planning to sign BIPA with many countries. BIPA is Bilateral Investment Promotion and Protection ____.

(1) Arrangement

(2) Allocation

(3) Agreement

(4) Association

(5) Approval

Question No : 11

Now a days the Election Commission if the India uses ‘EVM’ during the general election in the country. What is the full from of EVM?

(1) Election Validation Machine

(2) Electronic Validation Management

(3) Electronic Voting Machine

(4) Early Voting Movement

(5) None of these

Question No : 12

Which of the following terms is NOT used in the field of Banking & Finance?

(1) Over draft

(2) Base Line

(3) RTGS

(4) GBC

(5) Retail

Question No : 13

Which of the following cups/trophies is associated with the game Football?

(1) Agha Khan Cup

(2) Subroto Cup

(3) Irani Cup

(4) Wimbledon Cup

(5) Rangaswami Cup

Question No : 14

EFT means?

(1) Effective Funds Transfer

(2) Efficient Funds Transfer

(3) Electronic Funds Transfer

(4) Electric Funds Transfer

(5) None of these

Question No : 15

The 6th Economic Census will be conducted in which of the following years?

(1) 2011

(2) 2013

(3) 2012

(4) 2014

(5) 2015

Question No : 16

Which Central Body controls the development and management of ground water resources in India?

(1) Central Water Commission

(2) National Water Resources Council

(3) National Water Board 

(4) National River Board

(5) None of these

Question No : 17

The monetary policy in India is formulated by ____

(1) Central government

(2) Industrial Financial Corporation of India

(3) Reserve Bank of India

(4) Industrial Development Bank of India

(5) None of these

Question No : 18

Which of the following Five Years Plan will start from April 2012?

(1) 10th Plan

(2) 11th Plan

(3) 12th Plan

(4) 13th Plan

(5) 9th Plan

Question No : 19

China Proposes to lay a 1100 km. long gas and oil pipeline to link it with which one of the following nations?

(1) UAE

(2) Bangladesh

(3) Kuwait

(4) Iraq

(5) None of these

Question No : 20

Which of the following terms is NOT associated with Agriculture?

(1) Arid climate

(2) Total Ionic Equation

(3) Aquaculture

(4) Commodity Certificates

(5) Contract Acreage